These simple tips can save you from a huge mistake!
Do not link your PayPal account to your bank account or debit card.
Why: Someone who gains fraudulent access to your PayPal account could wind up cleaning out your bank account as well.
Do link your PayPal account to a credit card.
Why: PayPal will cover you if you purchase an item that doesn't arrive or isn't what you expected, but by using a credit card to fund PayPal purchases, you gain an extra layer of protection because you can dispute the charge through your credit card company as well. PayPal's policy gives you up to 45 days to start a dispute where most credit card companies give you up to 60 days.
Never click on links in e-mails from PayPal.
Why: They might not really be from PayPal. The most common theft technique involves stealing passwords by sending "spoof" e-mails that appear to come from PayPal, but link to dummy sites (Which has paypal logo) where users unwittingly type in their info. "Instead, go to your PayPal account yourself, log in and look there for any communications.
Watch your balance carefully.
Why: Thieves will typically begin draining an account with a series of small withdrawals (as little as $5) hoping the user won't notice.
Use verified merchants, and consider getting verified yourself.
Why: Practically anyone with an e-mail address can open a PayPal account, but PayPal will "verify" users and merchants who provide additional information. While it does not guarantee that someone is legit, verification adds evidence of legitimacy.
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