Still look at it this way, zaypay = wait 90 days(atleast if your from Sweden), they limit countries that can donate towards your sever.
Paygol = 30 days till you can do a withdraw, direcly to paypal or your master card or w/e, you do not have to get your homepage approved(that can take weeks, since when they find smth, they stop looking for other things, and you get aprox 1 respons msg per day)
Ive only had problems with zaypay, better to stick with paypal, and if you have the scripts include paygol.