5mok3
Emporia
The thread title says it all..
Paypal or Alertpay??
Give me Pros and cons..
Paypal or Alertpay??
Give me Pros and cons..
How could you ever say that?I think PayPal is better..
In this case, we have received a notification from the card-holder's issuing bank stating that the transactions in question were not authorized by the card-holder.
As per the bank's request, we have reversed the corresponding payments from your AlertPay account in order to be compliant and prevent chargebacks from occurring.
Preventing chargebacks from taking place is essential as when a chargeback occurs, the related funds are forcibly reversed back to the originating credit card by the buyers' credit card issuer.
This process results in a penalty of $25.00 USD per initiated chargeback, and this fee is in turn applied to the receiver's account.
Paypal:
They hold funds for 180 days if they 'suspect suspicious activity' in which you can't touch the money for that whole time.
Chargebacks from anal fags who get banned or something.
Alertpay:
Not as uptight arseholes as Paypal, but payments take forever, and it's not widely used like Paypal is.
Not sure of what you mean with the bottom part. If I'm receiving money from a user, and he does a charge back, it costs me $40 and a banishment or the user doing the charge back?Paypal:
* More users
* Simpler website
Alertpay:
* No chargeback (but also no refund?)
* No trippel vertification
* Quicker and nicer staff
* Lower fees?
@Munch:
A creditcard chargeback cost you 40EUR + permanat ban from alertpay.